Explore practical explanations across eight financial departments. Use the site search to find a question or browse the topic archives.
Credit & Credit Cards
Banking & Saving
Budgeting & Debt
Loans
Homeownership
Investing & Retirement
Insurance
Business Finance
Business Finance
Choose a Business Funding Route by Its Obligations, Not the Promise of Easy Money
Funding changes a business's financial relationships.
Read the guide: Choose a Business Funding Route by Its Obligations, Not the Promise of Easy Money
Business Finance
Compare Business Financing With Fees, Repayment Frequency and Guarantees Visible
Business financing should be compared as a complete obligation, not only as the amount offered or the speed of funding.
Read the guide: Compare Business Financing With Fees, Repayment Frequency and Guarantees Visible
Business Finance
Understand Business Cash Flow Separately From Revenue and Profit
A business can report sales while lacking cash for a bill due today.
Read the guide: Understand Business Cash Flow Separately From Revenue and Profit
Business Finance
Separate Business Money and Records Before the Activity Becomes Hard to Explain
Clear business records begin with a consistent way to identify transactions.
Read the guide: Separate Business Money and Records Before the Activity Becomes Hard to Explain
Insurance
Compare Health Coverage Using the Summary, Network and Full Plan Documents
A health plan comparison should include more than the monthly premium.
Read the guide: Compare Health Coverage Using the Summary, Network and Full Plan Documents
Insurance
Frame Life Insurance Questions Around Responsibilities and Time
Life insurance begins with a practical question: what financial responsibilities would remain if the insured person died?
Read the guide: Frame Life Insurance Questions Around Responsibilities and Time
Insurance
Review Flood and Water-Damage Coverage Before a Loss Occurs
Water damage is not one uniform insurance category.
Read the guide: Review Flood and Water-Damage Coverage Before a Loss Occurs
Insurance
Read an Insurance Policy Through Coverage, Limits, Deductibles and Exclusions
An insurance premium is the price of an arrangement, not a complete description of the protection.
Read the guide: Read an Insurance Policy Through Coverage, Limits, Deductibles and Exclusions
Investing & Retirement
Use an Investment Growth Illustration to Explore Assumptions, Not Predict Returns
A growth calculator shows what follows from chosen assumptions.
Read the guide: Use an Investment Growth Illustration to Explore Assumptions, Not Predict Returns